Although both are advantageous for the consumer, many are still in doubt as to which is the best choice, cashback or miles. In fact, everything will depend on your personal preferences.

For example, if you like having money in your account, then you can accumulate even more cashback and even exchange it for products. What some don't know is that there are credit cards that can transform this money into miles.

In other words, it's the best of both worlds! However, the practice is not yet widespread and many consumers are forced to choose. But, after all, what are the benefits of choosing between one and the other?

Even though there is no right answer for use, the important thing is the consumer's interest. So, here are some tips for earning money back and how to transform cashback into miles.

The word cashback originates from the English language and means money back. In this sense, this is exactly the premise of the benefit offered by some companies, receiving part of the money back when making purchases.

In other words, by purchasing through specific websites or opening accounts in digital wallets, for example, the consumer can get a percentage of the purchase value back. The amount changes depending on the offer.

However, it is worth remembering that there are different types of cashback, as the service may vary in its payment method. In this sense, the money back can be credited for:

Everything will depend on the benefits program in which the consumer is registered, or the bank or company chosen to benefit from the cashback. Whatever the method, cashback is very advantageous and worth participating in.

As you may already know, these benefits are somewhat different. In fact, it's important not to confuse airline miles with your credit card points. Although you can convert them into miles, they are not the same thing.

Firstly, cashback emerged precisely as a simpler and faster way of monetizing consumers. That is, the idea was to get the money back without having to follow rules or accumulate points.

However, even though there are some rules when it comes to accumulating airline miles, for those who travel frequently this benefit may prove to be more advantageous. After all, you can issue tickets for free!

This way, it is almost impossible to determine which of the benefits is actually the best for your pocket. However, they have some clear advantages and you can weigh which is the best choice according to your profile.

As we mentioned previously, cashback emerged precisely to be an easy benefit. That is, the idea is to participate in a program that gives you money back quickly, directly into your account.

Furthermore, it has no rules for joining and most programs do not have an expiration date. Therefore, if you are already registered with one of them, just check the partner stores and buy to get money back.

Now, if you travel frequently, then you can take the opportunity to sign up for an airline loyalty program and earn miles. With them, you can issue tickets for free.

Furthermore, there are platforms that also buy your miles. It is worth remembering that the value is not fixed and depends largely on supply and demand. However, it is also a good way to earn extra money.

If you're looking for the best of both worlds, know that it's possible to transform cashback into miles. In other words, you accumulate the first and, if you prefer, you can exchange for the second according to your needs.

But, do you know what to do to get money back? Well, there are some very advantageous programs that can help you accumulate cashback, and exclusive cards that allow you to transform it into miles. Check out!

You may not know, but it is possible to get cashback by paying your bills! Firstly, it is important to check with your credit card company if this service is available.

After all, you will use your card to get even more money back. So, just use digital wallet apps like PicPay, Mercado Pago and Recarga Pay, for example, and pay the bills through them!

Cashback arrived in Brazil with the Méliuz platform in 2011. Since then, similar ones have emerged that can help you a lot to get money back on your purchases at various partner stores.

In addition to Méliuz, platforms such as AME Digital and Mooba also offer the benefit. Simply register and make a purchase at partner establishments through the app or using the extension in your browser and the cashback will be credited.

Currently, there are several credit cards on the market that offer this benefit to their users. However, it is often necessary to close the monthly bill with a specific amount to get money back.

So talk to your account manager and see if your card offers this benefit and how to participate. Furthermore, you can always use digital wallet apps and get cashback regardless of the card.

You may not know it, but Nubank's premium card, the Ultravioleta, is one of the best credit cards on the market today. In addition to offering cashback on all purchases, you can also convert it into miles.

To do this, simply access the app and in the card area click on the “Exchange for miles” tab and that’s it! Your miles will be immediately credited to the Smiles program, with which the bank has a partnership. See how simple it is?

In fact, there are other incredible cards for those who want to accumulate points and miles, such as the Itaucard Azul Visa Infinite. With it, you accumulate miles in the TudoAzul program and have an extensive list of benefits. See how to request!