Although having Travel Insurance is not mandatory for any destination, it is highly recommended that you travel protected. In addition to being insured against any unforeseen circumstances, you also guarantee the protection of your pocket.

In this sense, many of the most popular destinations among travelers do not offer a free healthcare system. Therefore, if any type of unforeseen event happens, the tourist needs to pay out of pocket for assistance.

But, after all, is it really necessary to take out Travel Insurance at any time? What about national trips? If you have these and other questions about the service, we have prepared complete content on the subject!

Below you will understand exactly what Travel Insurance is and when it is mandatory to have this document. In addition, we have selected some of the best insurance companies in this segment for you to make a good hire!

Travel Insurance is nothing more than a service from insurance companies where the contracted person has access to medical, dental, funeral, and other protection and assistance. It is worth remembering that the service may vary according to the plans.

That is, depending on the type of insurance you choose, it should cover more or fewer services for the duration of your trip. Therefore, it is important to carefully analyze the cost-benefit before hiring.

In general, assistance can take place through the insurer's partner hospitals, or even through reimbursement of amounts. Everything according to what is in your policy.

Regardless of the insurer, Travel Insurance is regulated by Susep, the Private Insurance Superintendency. Although it is not always mandatory to have Travel Insurance, it will guarantee a smoother trip.

As we have already mentioned, it is not always mandatory to take out a Travel Insurance plan. However, it is highly recommended, especially for those who are going on an international trip.

For trips within Brazil, you do not need to take out insurance. But if you have a private health plan, remember that it does not always have national coverage. In other words, you could end up being served by the SUS.

So, if you want to be fully covered during your trip, you can check with the insurance company of your choice to purchase a plan. Meanwhile, if you are traveling outside the country, keep an eye on the destination's regulations.

Currently, it is mandatory to have Travel Insurance for most European countries, more specifically for those that are part of the Schengen Treaty. But other countries like Ukraine, for example, also require the service.

Meanwhile, to travel to some Asian countries such as Thailand, Qatar, United Arab Emirates and Iran it is also necessary to take out Travel Insurance. In fact, it is a good idea to check the value of the policy to make sure it is within the stipulations.

Although many think that it is mandatory to have Travel Insurance to travel to the United States, this country does not make this requirement. On the contrary, Cuba and Ecuador request the document at immigration.

Now that you know how Travel Insurance works and when it is mandatory to have a plan, how about checking out some of the best companies in this segment? So you can hire safely and travel protected!

Together since 2017, Mondial and Allianz today form one of the largest insurance companies in the world! In fact, Allianz has already accumulated several awards and is prominent in the Travel Insurance segment, so it is worth checking out its plans.

In this sense, hiring is very practical and the company also offers an exclusive application for customers. In addition, there are different types of coverage to suit all traveler profiles.

Perhaps one of the oldest and most reliable insurance companies, Sulamérica offers a wide range of insurance. So, if you are going to travel to a destination where having Travel Insurance is mandatory, Sulamérica could be the solution.

The insurer offers specific plans for Europe, the Americas and other destinations. This way, the customer can choose the coverage that best fits their trip. There are options for all budgets!

Although it is relatively new in the segment, Ciclic is also an excellent option for taking out Travel Insurance. After all, its main shareholders are the American Principal Financial Group and BB Seguros from Banco do Brasil.

Therefore, it is a reliable insurance company! Furthermore, it offers plans that work by activation or even by reimbursement, which means that you will be able to choose the one that best suits your profile.

If you are going to travel to a destination where having Travel Insurance is mandatory and you want complete coverage and first-class assistance, then you need to know about Universal Assistance. Formerly Travel Ace, it is a leader in the segment.

Currently, there are more than 20 million travelers covered by their plans! So, there is no need to be afraid as this is a reliable insurance company with a lot of experience in this market. That is, your vacation will definitely be protected!