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TOP 3 amazing Travel Card options: check out the best before you travel!
If you are thinking about traveling and prefer the convenience of carrying money through prepaid cards, then you need to know the best travel cards. You can recharge them with the chosen foreign currency and use them abroad normally. Check out!
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While traveling is something that most people enjoy doing, there are some details when planning tours that can result in headaches later on. The main cause of discord during a trip, most of the time, is the budget. In this sense, we have brought here some options for you to find the best travel card to use on your trip. So, read on and find out more.
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What is a Travel Card and how does it work?
First of all, it is important that you understand how the travel card works, in addition to the positives and negatives before choosing the best one for your trip. In fact, this is just one of the methods for taking money on a trip, both nationally and internationally. That is, you can also opt for credit cards or even cash.
In this way, the travel card will basically function as a prepaid cell phone. Thus, you must recharge it with the desired value so that it is then available for use. It is also important to remember that you will not be able to pay for purchases with it, in addition to only having the loaded amount available. This means that if your purchase exceeds this amount, it will not be authorized.
However, like any of the other methods already mentioned, it is important to understand the benefits of using this card before applying for yours. In addition, it is also important to do a lot of research to find the best travel card that fits your needs. So read on to find out more about this product.
Firstly, the positive point that draws the most attention to the travel card is certainly its practicality. Thus, you only need to recharge it to be able to use the card in any establishment that accepts the flag. In addition, using the card brings greater security than carrying banknotes on your tours, especially on international trips.
What's more, you can save by using a travel card. This is because you will have available for use only the amount that you recharged on the card. That is, you avoid superfluous expenses that tend to happen with common credit cards.
Although it is a product with many benefits, the travel card also has some disadvantages. In fact, it's important to keep an eye out to make sure you're making the right choice for your trip.
Well, certainly the main negative point that can discourage many users is the iOF fee on international purchases. In addition, the quotation of foreign currency tends to be a little higher when compared to exchange offices.
Also, be aware that you will not be able to pay your purchases in installments with a prepaid card, nor will you be able to use any amount exceeding that charged. That is, in case of an emergency, this may not be the best option for your trip.
There are some card options on the market and it is interesting that you do a lot of research before joining. In this sense, we have brought here some suggestions for you to find the best travel card available for you. So read on, evaluate the main features and make your choice.
Visa Travel Money
A pioneer of this modality, Visa Travel Money can be an excellent card option to take on your trip. In fact, it has great acceptance in the market, since it carries the Visa flag, you can use it in millions of establishments around the world.
Furthermore, the card has international coverage, of course, and you can load it in different currencies. Dollars, British Pounds, Euros and Rands are accepted. That is, it can be a very practical option for your tour. However, be aware of the iOF fees for card recharge, which are 6,38%.
Although the card does not charge an annual fee, you will be charged US$5 monthly if the card is inactive for more than 12 months. Also, check for cash withdrawal charges depending on the ATM terminal. A positive side is that the balance does not expire and you can withdraw the remaining amount if you return to Brazil after your trip and still have a balance on your card.
Mastercard Cash Passport
If you're looking for the best travel card, then maybe you'll find it in this Mastercard product in partnership with Travelex. In this sense, iOF fees are still charged, in addition to cash withdrawal fees through an ATM terminal. Furthermore, as it is a Mastercard product, you can use it in millions of establishments around the world that accept this card. Practical, isn't it?
However, as it is a relatively new product on the market, there is still some information that is not very clear on the official website. Therefore, it is interesting to clear all your doubts with the issuing bank before joining. By the way, you will have to choose the card according to the currency you want to top up.
For example, green colored cards can be loaded with British Pounds. Meanwhile, red cards accept dollars and blue cards are for euros. That is, if you need to change currency, it can be a bit bureaucratic to request another card, so be aware!
American Express Global Travel
First of all, the American Express flag can be a great choice for anyone traveling to the United States. However, not all establishments accept American Express, which may not be very practical for your trip. Still, this card may be worth it since it has a unique offer program, in addition to not charging any inactivity or maintenance fees.
Like its competitor above, the card also has some colors to differentiate the currency it can be loaded with. In this sense, green cards are for dollars, red for pounds sterling and blue for euros. The request can be made at more than 5,000 agencies across the country, which makes everything much more practical, doesn't it?
Finally, it also charges fees for withdrawing cash abroad, and the amount varies depending on the currency. Therefore, it is important to check with the call center before making a withdrawal. In short, this is one of the options that could easily be the best travel card for you!
Although they are viable options for those who are going to travel, there are also common credit cards that have international coverage and can help you with travel as well. In addition, there are prepaid cards in general that you can use both in Brazil and abroad, and you do not need to top up in foreign currency before use. So, do you want to know the best cards to make your trips? Access our content below and find out!
15 best cards for those who travel a lot and want to enjoy advantages!
Credit cards are great for frequent travelers, so check out the best cards for travelers and choose yours!
About the author / Samantha Scorbaioli
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