{"id":3401,"date":"2022-05-06T23:00:00","date_gmt":"2022-05-06T23:00:00","guid":{"rendered":"https:\/\/senhorviagens.com\/?p=3401"},"modified":"2022-05-06T19:48:57","modified_gmt":"2022-05-06T19:48:57","slug":"conheca-banrisul-mastercard-black","status":"publish","type":"post","link":"https:\/\/senhorviagens.com\/en\/conheca-banrisul-mastercard-black\/","title":{"rendered":"Get to know the Banrisul Mastercard Black card and find out if it&#039;s worth it!"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><a><\/a>Banrisul Mastercard Black credit card: BanriClube program, Travel Insurance and many other benefits!<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"626\" loading=\"lazy\" src=\"https:\/\/senhorviagens.com\/wp-content\/uploads\/2022\/04\/2-11-1024x626.jpg\" alt=\"cart\u00e3o Banrisul Mastercard Black\" class=\"w-full object-cover object-center border mx-auto wp-image-3403\" srcset=\"https:\/\/senhorviagens.com\/wp-content\/uploads\/2022\/04\/2-11-1024x626.jpg 1024w, https:\/\/senhorviagens.com\/wp-content\/uploads\/2022\/04\/2-11-300x183.jpg 300w, https:\/\/senhorviagens.com\/wp-content\/uploads\/2022\/04\/2-11-768x470.jpg 768w, https:\/\/senhorviagens.com\/wp-content\/uploads\/2022\/04\/2-11-150x92.jpg 150w, https:\/\/senhorviagens.com\/wp-content\/uploads\/2022\/04\/2-11.jpg 1315w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >So, get to know the card! Source: Banrisul.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Banco do Estado do Rio Grande do Sul offers various services to its customers, such as credit cards. In this sense, premium Mastercard cards can bring benefits to those who are always on a plane traveling nationally and internationally. But, is the Banrisul Mastercard Black card worth it?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Well, Black cards are popular because they offer incredible benefits to their users. However, they are also the ones with the highest rates. Therefore, it is important to analyze carefully to understand whether this financial product is ideal for you. So, check below whether the Banrisul Mastercard Black card is worth it or not.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-14HCU3\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorviagens.com\/en\/solicitar-banrisul-mastercard-black\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"How do I apply for the Banrisul Mastercard Black credit card?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorviagens.com\/wp-content\/uploads\/2022\/04\/1-12.jpg\" alt=\"Logo Banrisul\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorviagens.com\/en\/solicitar-banrisul-mastercard-black\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"How do I apply for the Banrisul Mastercard Black credit card?\">\n            How do I apply for the Banrisul Mastercard Black credit card?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            See the detailed step-by-step instructions for applying for the Banrisul Mastercard Black card and start enjoying its benefits!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorviagens.com\/en\/solicitar-banrisul-mastercard-black\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Keep Reading            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorviagens.com\/en\/solicitar-banrisul-mastercard-black\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorviagens.com\/wp-content\/uploads\/2022\/04\/1-12.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                How to apply for the Banrisul Mastercard Bla credit card\u2026              <\/p>\n              <a href=\"https:\/\/senhorviagens.com\/en\/solicitar-banrisul-mastercard-black\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Keep Reading                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                You will remain on the same website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>Annuity<\/strong><\/td><td>12x of R$68.00<\/td><\/tr><tr><td><strong>Do you accept negative?<\/strong><\/td><td>No<\/td><\/tr><tr><td><strong>Flag<\/strong><\/td><td>MasterCard<\/td><\/tr><tr><td><strong>Roof<\/strong><\/td><td>International<\/td><\/tr><tr><td><strong>Benefits<\/strong><\/td><td>BanriClube <br>Concierge <br>Access to airport lounges <br>Insurance and protections <br>Annual fee exemption promotion<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>How does the Banrisul Mastercard Black card work?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img width=\"1024\" height=\"628\" loading=\"lazy\" src=\"https:\/\/senhorviagens.com\/wp-content\/uploads\/2022\/04\/3-9-1024x628.jpg\" alt=\"Propaganda banco Banrisul\" class=\"w-full object-cover object-center border mx-auto wp-image-3404\" srcset=\"https:\/\/senhorviagens.com\/wp-content\/uploads\/2022\/04\/3-9-1024x628.jpg 1024w, https:\/\/senhorviagens.com\/wp-content\/uploads\/2022\/04\/3-9-300x184.jpg 300w, https:\/\/senhorviagens.com\/wp-content\/uploads\/2022\/04\/3-9-768x471.jpg 768w, https:\/\/senhorviagens.com\/wp-content\/uploads\/2022\/04\/3-9-150x92.jpg 150w, https:\/\/senhorviagens.com\/wp-content\/uploads\/2022\/04\/3-9.jpg 1444w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >But, after all, how does it work? Source: Banrisul.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Firstly, Banrisul is a bank that emerged in 1928 in Porto Alegre, Rio Grande do Sul. Thus, the institution&#039;s focus is on businesses in the southern region of the country, although more and more branches are emerging in other regions of Brazil. In fact, if you live in Greater S\u00e3o Paulo, you can now take the opportunity to become an account holder.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Furthermore, one of the institution&#039;s best cards is the Mastercard Black, which is a financial product aimed at the bank&#039;s high-income customers. In other words, to request it, you must undergo a credit analysis, as well as purchase a minimum income of at least R$10,000.00 per month.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Although Black cards offer the best benefits to users, they are also the ones with the highest rates. In this sense, your annual fee is R$68.00 monthly. However, the bank frequently runs promotions waiving this charge and it is worth keeping an eye on it.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>It is worth remembering that Mastercard Black cards have international coverage and a long list of benefits for users. In fact, you don&#039;t need to be a Banrisul account holder to apply for this credit card, which is a bonus. See below the main advantages and disadvantages to decide whether the Banrisul Mastercard Black card is worth it for you.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><a><\/a>Benefits<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>First of all, if you travel frequently, you might want to have the Banrisul Mastercard Black card. This is because it has benefits that can make your life more comfortable while traveling. For example, your users can take advantage of thousands of VIP lounges in airports around the world.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>In addition, you will also have a Concierge to assist you with various matters at your disposal. The Banrisul Mastercard Black card is also worth it for those who want to travel safely, as it offers Luggage Protection, Travel Medical Insurance, Car Insurance and even Protection against ATM Theft.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Furthermore, customers who use this card also participate in BanriClube, a points program where you accumulate 2.2 points for every dollar spent on your bill. So, you can exchange for airline tickets, miles, products, travel packages and even nights at partner hotels! In other words, there are many benefits!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><a><\/a>Disadvantages<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Although the Banrisul card has many advantages, it also has its negative side and it is important to pay attention to it to make sure you get a good deal. Firstly, this card requires proof of minimum income, which is somewhat high, R$10,000.00. Furthermore, the credit analysis for card approval is thorough.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Furthermore, you need to go to a physical Banrisul branch to request the card. However, as it is a bank focused on the southern region of Brazil, you may not find a branch close to where you live, making the application process difficult. So, do a lot of research to make sure that the Banrisul Mastercard Black card is worth it for your profile.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><a><\/a>How to get the Banrisul Mastercard Black credit card?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>If you are interested in taking advantage of the benefits of the Banrisul Mastercard Black card, know that you do not need to be an account holder at the institution to request yours. However, you must go to an agency to make the request. By the way, do you want to see a detailed step-by-step guide on how to apply? Just access our content below!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1DyGDP\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorviagens.com\/en\/solicitar-banrisul-mastercard-black\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"How do I apply for the Banrisul Mastercard Black credit card?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorviagens.com\/wp-content\/uploads\/2022\/04\/1-12.jpg\" alt=\"Logo Banrisul\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorviagens.com\/en\/solicitar-banrisul-mastercard-black\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"How do I apply for the Banrisul Mastercard Black credit card?\">\n            How do I apply for the Banrisul Mastercard Black credit card?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            See the detailed step-by-step instructions for applying for the Banrisul Mastercard Black card and start enjoying its benefits!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorviagens.com\/en\/solicitar-banrisul-mastercard-black\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Keep Reading            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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