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15 best cards for those who travel a lot and want to enjoy advantages!
Credit cards can be a valuable tool for frequent travelers. They allow you to accumulate points, in addition to offering exclusive benefits. So, check out the best cards for travelers here!
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Well, did you know that some credit cards can help you travel? In this sense, cards accumulate points when you make a purchase using your credit card. Thus, you can exchange for airline miles, in addition to other travel-oriented benefits. So, check out the best cards for travelers here and apply for yours!
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What should an ideal card for travelers have?
First, some cards offer valuable services when it comes to travel. That is, the benefits are not limited to just accumulating points and miles. But, after all, what do the best cards for travelers need to offer? Check below some questions that need to be taken into account.
Points
Although there are other beneficial benefits for travelers, the points accumulated for purchases made tend to be the most desired. So, the more points you have, the more miles you can redeem. Or, some cards also offer discount vouchers, services and products that you can redeem with accumulated points.
However, the cards that accumulate the most points are cards for people with high monthly incomes. Thus, it is important to keep an eye on the annual fees or if you fit the prerequisites to apply for the card.
Benefits
As we said earlier, it's not just points that make a credit card attractive to travelers. In fact, there are other benefits such as Travel Insurance, Car Insurance, Baggage Protection, access to VIP lounges at airports, among other services. Therefore, before signing up, try to find out all the details that the bank and card brand will offer you.
minimum income
Even if you expect a sea of benefits, know that they come at a cost. That is, the more advantages a credit card offers to the customer, the greater the minimum income that he requires to apply. Therefore, it will not always be accessible to all audiences, as is the case with Black cards.
However, there are other credit cards that offer benefits to travelers that do not require such a high minimum income. By the way, we are going to include some examples in our list of best cards for travelers. So, read on and check out the products.
First, a credit card does not have to be used only to pay for purchases in installments. By the way, it can be a very useful tool for those who travel frequently. In this sense, credit cards can help you accumulate points and miles, give you access to the VIP lounge at some airports, and even travel insurance for you and your family.
So, want to know the best cards for travelers? Check out our TOP 15 below!
BRB DUX Visa Infinite
Although it was recently launched, the BRB DUX card can already be considered one of the best in Brazil. Issued by Banco de Brasília, the card offers 5 points per dollar spent in the first 12 months and 4 in the following months.
However, the annual fee is a little high, with 12 installments of R$125.00. Also, the card is only available to selected bank customers. That is, you need to have an invitation to join.
Bank of Brazil Altus Visa Infinite
Another card for high-income customers, Altus offers 4 points per dollar spent. In addition, the card also offers exclusive benefits such as concierge, travel insurance, hotel selection, among others.
However, the product is only available to Private customers of the bank, in addition to charging an annuity fee of R$120.00 per month.
C6 Carbon
First of all, the C6 Carbon card is a Mastercard Black card. Therefore, it offers all the benefits of a card of this type. In addition, you accumulate 2.5 points per dollar spent and have 3 months of annuity exemption when purchasing the card.
However, C6 also requires a minimum income for this card, which is R$5,000.00 per month. While it's more affordable than the other options, it's also a bit on the high side.
Pão de Açúcar Mais Gold
Finally, we have a more affordable option, with a minimum income of R$2,500.00 and monthly annuity of R$33.75. In addition, you accumulate points based on actual expenses, not dollars. Thus, this may be a good option for those who do not fit into the Black options.
Caixa Elo Mais
One of the most affordable cards on this list of best cards for travelers, Caixa Elo Mais requires a minimum income of just R$1,000.00. In addition, it charges an annuity of R$17.25 per month, but you can get some discounts on the fee.
In addition, the card offers 1.2 points per dollar spent, plus 2,000 points after paying the first bill.
Santander Elite Platinum
Although it is necessary to prove a minimum monthly income of R$7,000.00 to apply for the card, Santander Elite gives you 1.5 points per dollar. In addition, the card charges an annual fee of R$46.50 per month, but you can get a 50% discount if you are a Van Gogh and Select customer.
Bradesco Elo Diners Club
Well, the Bradesco card offers 2.2 to 3.3 points per dollar spent. In addition, you can access Bradesco VIP lounges with a guest. However, it charges an annuity in the amount of R$105.00 monthly.
Sicoob Mastercard Black Merit
Even though it is an exclusive card for members of the Sicoob credit union, it may be worth it. That's because customers in possession of the Sicoob Mastercard Black Merit accumulate 2.2 points per dollar, in addition to having unlimited access to VIP rooms. Furthermore, the annual fee for the card is worth R$770 per year.
Itaucard Blue Visa Infinite
So, the Itaucard Azul Visa Infinite barely hit the market and is already on the list of the best cards for travelers. In this sense, the card offers 3 points for every dollar spent, and the points increase to 3.5 if the purchase is abroad.
Also, the annual fee is R$100 monthly, but if you spend R$20,000.00 or more on your invoice, you don't have to pay the fee. However, to request it you need a minimum income of R$15,000.00.
Latam Pass Itaú Mastercard Black
Latam Pass cards are excellent options for those looking for travel benefits. Thus, the most complete of them is the Latam Pass Mastercard Black. That way, it gives you 3.5 points for every dollar you spend.
However, it also charges an annuity in the amount of R$100.00 monthly, in addition to requiring a minimum monthly income of R$10,000.00.
Take off Santander Visa Gold
Another more basic version of the best cards for travelers, Decolar Santander Visa Gold offers 2.6 points for every dollar spent abroad or at Decolar. Furthermore, the minimum income to apply for the card is R$1,000.00 for Santander account holders and their annuity is paid in 4 installments of R$92.50.
Sugar Loaf Mastercard Platinum
So, here we have another Pão de Açúcar card that deserves to be on the list, as they offer points based on spending in reais! In addition, they are more affordable cards and are definitely worth checking out.
In this sense, you accumulate 1 point for every R$1.00 spent, and the minimum income required for this card is R$5,000.00. In addition, the card also charges an annuity in the amount of R$54.17 per month.
Sicredi Mastercard Black
Although it is an exclusive card for members of the Sicredi credit union, this Black card earns 2 points for every dollar spent. In addition, it offers several other benefits characteristic of Mastercard's Black flags. However, the card charges R$750.00 per year of annual fee.
American Express Platinum
Well, the American Express available through the Santander bank requires a minimum monthly income of R$20,000.00. Even though it charges an annual fee of R$120.83, it offers 2.2 points for every dollar spent abroad. In addition, it also offers other exclusive benefits such as travel insurance, purchase protection, among others.
Uniprime Mastercard Black
Finally, the Uniprime cooperative card is a differential in our list of the best cards for travelers. In this sense, it offers 2 points for every dollar spent on credit, in addition to 0.7 points for spending on debit!
However, the card charges an annuity of R$720 per year, in addition to being available only to cooperative members. By the way, it is important to remember that Uniprime is only available in the states of São Paulo and Paraná.
In addition, it is important to have a good financial organization before traveling. Therefore, if you are planning a trip and want to see exclusive tips to save money, check out our content below.
Financial organization for a big trip: 10 essential tips to take advantage of!
Saving money for a trip is not easy, so check out our travel financial organization tips here and start saving!
About the author / Samantha Scorbaioli
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