Although many make financial decisions guided by emotions, it is important to think carefully when it comes to money. After all, is it more worth investing in a property, buying a new car or taking a trip?

If you want to start saving your money, setting a goal is essential to stay focused. Or, if you already have a saved amount and are in doubt about what to do with it, the ideal is to take it easy and analyze the market!

That is, no hasty decisions! Where you should or should not invest your money will depend entirely on your profile and what you are looking for in the future. In fact, experts have already analyzed investment details for you.

So, if you are looking for new experiences and want to go on a great trip, or if you still haven't decided between buying a property or a car, we can help. See below the main characteristics of each investment.

First, it is important to emphasize that this type of investment will happen in the long term. That is, you need patience and perseverance to achieve your goal of buying a property, okay?

According to economists, you can take advantage of the high Selic rate and start an investment now with a 10-year term to acquire a property worth R$600 thousand. On average, the monthly amount to be saved would be R$2.5 thousand.

So, if you are in doubt if you really want to take that trip, if you buy a car or a property, perhaps investing that money can bear fruit in the long term. However, it will depend on your expectations for the moment.

Like everything else in life, investing to buy your property has its positive and negative sides. Of course, the main advantage of this type of investment is actually reaching the ultimate goal and conquering your own home.

However, it is important to take into account that the amount you must save monthly is high when compared to the current minimum wage. In addition, the investment is quite long! Keep this in mind before committing.

Now if real estate is not what you need, you can invest for a shorter period of time and acquire your own car. In that sense, you won't have to commit to such a high value or long investment time.

Although there are many financing and other facilities to acquire a new car, you can save on your own for 5 years and buy the vehicle in cash! On average, you can save just over R$800.00 monthly.

That way, at the end of the 5-year period, you will have around R$60 thousand to buy a new car, or even invest initially in a property or even a trip! So, is this purchase worth it anymore?

Well, buying a vehicle may seem superfluous for those who live in larger cities and large metropolises. However, having a car can open doors even when it comes to getting a better job in the region.

But be careful with the calculations! Before purchasing your new car, you need to think about all the extra expenses it will bring you. We're talking about fuel, maintenance, taxes and more. Put it on the scale before choosing!

If you don't want to invest in a property or a new car, how about saving your money to have an amazing travel experience? Know that your dream destination may be closer than you think!

In this sense, to make a very complete international trip, you need to be disciplined and invest around R$775.00 monthly for just 2 years. So, at the end of this period you will have accumulated more than R$20 thousand.

Of course, all this while taking advantage of fixed investment funds and the Selic rate, which remains high! Are you still in doubt whether to invest in a trip, property or buy a new car?

Taking a trip brings much more than just the experience of getting to know a new place. After all, it is possible to make new friends, learn more about the local culture, get to know the cuisine of the destination and relax!

However, if we think in the long term, perhaps this amount can be applied to earn more interest and thus serve a greater purpose. Instead of taking a trip, invest in a property or a car, for example.

As you can see, the 3 types of investment are quite different from each other, especially regarding the term. Therefore, it is worth analyzing your moment in life before choosing which front you want to invest in.

In this sense, making an investment will force you to change your consumption in the present in favor of a much greater potential consumption in the future. That's why it's so important to analyze what your priorities are right now.

After all, if you don't want to give up your international trip now to buy a property or a new car later and you have the budget for it, it's worth going! But, currently, many are taking advantage of the high Selic rate.

That is, if you want to make an investment, this is the time to take the opportunity to let the value yield. Now, if you want to go on a trip, how about checking out more financial organization tips and better preparing? See below!