Although Black cards guarantee access to airport lounges, the Black Merit Mastercard is worth it because it offers unlimited access to LoungeKey lounges.

In this sense, the LoungeKey program has more than 1,100 rooms spread across the world and you can use all of them without paying anything extra for it. So, check out everything you need to know about this card below!

The Merit card is issued by the Sicoob credit cooperative. In fact, this is the largest cooperative in the country, with support companies that offer complete financial services to their members.

Therefore, Mastercard Black cards are the best products in this category that Sicoob offers. However, Sicoob went a step further by offering the Black Merit card, which differs from its brother Mastercard Black.

In this sense, the Mastercard Black Merit card is worth it, as with it you can access VIP lounges for free in more than 1,100 airports around the world.

However, the annual fee for this card is a little higher. In fact, pay attention to the differences in rates and discounts, as you may find other values depending on the region where you live.

Furthermore, the Mastercard Black Merit card has international coverage and is a good option for those who travel frequently.

Although there is no information on minimum income, Black cards are generally aimed at the high-income public.

Firstly, the Mastercard Black Merit card is worth it, especially if you travel a lot. This is because it offers several benefits that can make your trip more pleasant and comfortable.

For example, card users have a Concierge at their disposal, available 24 hours a day for any type of support. What's more, you can also count on Mastercard Global Service.

In other words, if you need help anywhere in the world, at any time, you will have someone to turn to. Furthermore, the card includes Travel Medical Insurance, Car Insurance, Trip Cancellation and Flight Delays.

In fact, your bags will also be protected with Luggage and Luggage Loss Insurance, in case of theft, loss or loss. In addition, this card also participates in 2 points and benefits programs.

They are Sicoobcard Prêmios and Mastercard Surpreenda. In fact, it offers 2.2 points for every dollar spent, and you can transfer them to partners like Latam Pass and TudoAzul, for example.

Finally, the Black Merit Mastercard offers unlimited access to LoungeKey airport lounges. In fact, you don't need to pay anything extra for this, and you can take advantage of more than 1,100 rooms available around the world.

Although this card has a long list of advantages, it also has some negative points that you need to take into account before applying for yours. Firstly, you will need to become a Sicoob member, is that ok?

Only then will you be able to check the availability of this product for your financial profile. In this sense, the Mastercard Black Merit card is a product aimed at a specific audience, with high purchasing power.

Therefore, the credit analysis is very careful and you may end up having your application denied. In fact, you must go to a Sicoob agency in person to make your request.

In fact, this makes the procedure somewhat bureaucratic. Finally, the annual fee for the card is a little high, totaling R$770.00 per year in fees.

Therefore, carefully analyze whether the Mastercard Black Merit card is worth it for you or whether there is another more affordable option on the market that can suit you.

If you think the Mastercard Black Merit card is worth it and want to apply for yours, don't worry, we'll help you.

First of all, you must open an account with Sicoob and become a member.

You can then check with your account manager about the availability of the Black Merit Mastercard card for your profile.

Furthermore, if you want to see the detailed step-by-step instructions for requesting your card, check out the content below!