The Uniprime credit union emerged in 1997 as an exclusive organization of doctors and, later, health professionals. However, it is currently one of the largest credit unions in Brazil, serving hundreds of municipalities in the states of São Paulo and Paraná. In this sense, among the products it offers is the exclusive Uniprime Mastercard Black credit card.

Belonging to Mastercard's most unique modality, this financial product offers an extensive list of benefits, and may be the ideal option for frequent travelers. Therefore, we have brought complete content for you to understand how the Uniprime Mastercard Black credit card works, in addition to its advantages and disadvantages. Check out!

First, credit unions are financial institutions that carry out all kinds of transactions and services. Thus, its members no longer need to depend on large banks. In the financial market for over 20 years, Uniprime is present in the states of São Paulo and Paraná, and already has more than 25,000 members.

Furthermore, among the various financial products it offers is the Uniprime Mastercard Black credit card, an exclusive product with incredible benefits! To apply for this card, you will need to become a cooperative customer, in addition to having a minimum monthly income of R$12,000.00 or more.

In addition, the card charges an annuity fee of R$60.00 per month, but the customer is exempt from the fee during the first months of use. Incidentally, he can also get a discount on the annuity according to the percentage used in his credit limit.

Finally, Uniprime's Black card has numerous advantages and can benefit the lives of those who need to travel often. So, check out its pros and cons below to get a clear picture of how it works.

Firstly, with the Uniprime Mastercard Black credit card you will have unlimited access to the LoungeKey VIP rooms with up to 3 companions. In fact, they are present in over 120 countries and you can enjoy your comfort in any of them.

In addition, the card gives you access to Travel Insurance, for trips abroad, Car Insurance, for car rentals and Luggage Protection in case your bags are lost during the trip. In addition, it also has insurance and guarantees for your purchases.

Mastercard Black customers also have a Concierge available for personalized assistance 24 hours a day. That is, you can trigger it whenever you want, wherever you are. That way, you have assistance available whenever you need it.

An interesting differential of this credit card is that it has a points program that accumulate both in credit and debit functions. Thus, for every dollar spent on credit, you earn 2.2 points, and 0.7 for each purchase on debit.

Although it is a financial product full of advantages, the Uniprime Mastercard Black credit card also has its negative points. First of all, your request is quite bureaucratic, and you need to become a Uniprime member to have access to the cooperative's cards.

However, you need to open an account with a contribution of at least R$1,000.00. Also, Black modality cards are only available to a select group of people. In this case, the Uniprime Black card requires a minimum income of at least R$12,000.00.

So, are you interested in having personalized service and exclusive benefits when you travel? All this can be possible with the Uniprime Mastercard Black credit card. However, to request it you need to become a Uniprime member.

In this way, after opening your account with the cooperative, you will be able to check with your manager the possibility of requesting this card. Also, want to see more information about the application process? Just access our content below to check it out!