Black category cards are financial products with exclusive benefits, never before seen on the market. And the Sicredi Mastercard Black credit card is one of them.

For example, it guarantees you personalized service. However, an annual fee of R$805.00 is charged. Continue reading!

Firstly, Sicredi is a credit cooperative that is present in all regions of Brazil. But, after all, what is a cooperative?

Well, it is a financial institution that carries out all types of transactions.

In this way, members of a cooperative no longer need to depend on large banks and can open an account and contract services directly with the institution.

In this sense, Sicredi is one of the largest cooperatives in Brazil.

In other words, it has been on the market for over 118 years. In fact, one of the best products it offers is the Sicredi Mastercard Black credit card.

Therefore, this card is aimed at people with high purchasing power.

In fact, it offers personalized service from both Sicredi and Mastercard.

Furthermore, if you travel frequently, this card can give you a unique experience at airports, flights and destinations.

However, not all of the cooperative's customers have this product available for purchase.

In other words, you will need to check directly with Sicredi about the possibility of requesting a Sicredi Mastercard Black credit card.

Furthermore, the card has international coverage and charges an annual fee of R$805.00.

But don't worry, as you can split the fee up to 12 times. So, find out below the positive and negative points of this Black card.

Well, the Sicredi Mastercard Black credit card offers benefits aimed mainly at frequent travelers.

First of all, the card offers personalized service 24 hours a day through Mastercard Global.

In fact, it also provides a concierge at any time, from anywhere in the world.

Furthermore, its users can access VIP lounges at various airports, as well as Wi-Fi points spread across the globe.

This card also offers Travel Insurance for you and your family, Luggage Protection in case of theft or loss and even Car Insurance.

What's more, there are 2 rewards programs available.

One of them is Mastercard Surpreenda and the other is the Sicredi Card Rewards Program.

In other words, there are two options to accumulate points and exchange them for products, miles, services, among others.

Although it is a financial product with many positive points, the Sicredi Mastercard Black credit card also has some disadvantages that limit the number of users.

For example, to check your chance of having this card, you must first become a Sicredi customer.

In other words, you must pay the membership fee and only then check the availability of the card for your financial profile.

In addition, the card charges a somewhat high annual fee.

In this sense, you may find other options on the market that suit you without charging this fee. So do your research before joining!

So, if you are interested and want to apply for this card, you must first become a customer of the Sicredi cooperative.

You can then check directly with the institution about the possibility of joining.

Therefore, the procedure can be somewhat bureaucratic. Still, do you want to know the step-by-step guide to ordering your Sicredi Mastercard Black credit card?

So access the content below and see everything you need to do!